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#1
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oyster overdraft?
I vaguely recall reading somewhere about PAYG oyster cards not
freaking out if you overspend, like an overdraft kind of setup, is my shakey memory correct? Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? Took a month off working due to illness and things have gone to the perverbial wall. -- Mark. www.MarkVarleyPhoto.co.uk www.TwistedPhotography.co.uk www.TwistedArts.co.uk www.BeautifulBondage.net |
#2
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oyster overdraft?
MarkVarley - MVP (MarkVarley - MVP ) gurgled
happily, sounding much like they were saying: Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? Yes, it'll go into overdraft, but not by much - only by about a fiver or so. |
#3
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oyster overdraft?
On 11 Mar, 11:50, MarkVarley - MVP
wrote: Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). What happens when an auto top-up fails? The credit must have already happened, so do they have a way of withdrawing it? Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? If you're using PAYG you have to have at least the minimum fare (£1.50 or £1) to be let in. If your journey ends up costing more than the minimum fare, I think you are allowed out, giving you a negative balance, which you have to clear before you can use the card again. So there's no ongoing overdraft. U -- http://londonconnections.blogspot.com/ A blog about transport projects in London |
#4
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oyster overdraft?
On Mar 11, 11:50 am, MarkVarley - MVP
wrote: I vaguely recall reading somewhere about PAYG oyster cards not freaking out if you overspend, like an overdraft kind of setup, is my shakey memory correct? Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? Took a month off working due to illness and things have gone to the perverbial wall. You can go overdrawn if your journey cost is greater than the balance on the card. But you can't enter a station if your balance is less than the minimum fare from that station. If you have a season ticket it won't let you enter the barriers if your balance is negative even if you are only making a journey on the season ticket. (I'm not quite sure what the situation would be if you make a journey starting at an ungated station where you don't have to touch in if you've got a season ticket.) If you're only using PAYG then it's quite hard to go more overdrawn than the deposit you paid to get the card. Tim. |
#5
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oyster overdraft?
Mr Thant wrote:
On 11 Mar, 11:50, MarkVarley - MVP wrote: Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). What happens when an auto top-up fails? The credit must have already happened, so do they have a way of withdrawing it? They block your use of the card if you don't sort out the failed payment within 3 days. This happened to me in 2006 when an auto top-up happened the day after the nominated credit card was blocked by the card issuer because they thought it might have ben cloned. I received this mail from TfL (actually from Keith Prowse on their behalf): "The cash balance on your Oyster card number nnnnnnnnnnnn fell below GBP5.00. It was topped up with GBP20.00 at Hyde Park Corner station on 11/07/2006. Unfortunately we were unable to charge your credit or debit card ending in xxxx for this amount. You need to pay the outstanding balance now against top-up number yyyyyyyyyy. Please go to www.tfl.gov.uk/oyster and select 'Oyster online shop' from the left hand menu to log in. Then follow the screen prompts to manage your failed payment. Alternatively call our Oyster Helpline on 0845 330 9876 to arrange payment. If you do not make this payment within 3 days your Oyster card will be stopped." -- Richard J. (to email me, swap 'uk' and 'yon' in address) |
#6
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oyster overdraft?
wrote in message ... On Mar 11, 11:50 am, MarkVarley - MVP wrote: I vaguely recall reading somewhere about PAYG oyster cards not freaking out if you overspend, like an overdraft kind of setup, is my shakey memory correct? Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? Took a month off working due to illness and things have gone to the perverbial wall. You can go overdrawn if your journey cost is greater than the balance on the card. But you can't enter a station if your balance is less than the minimum fare from that station. If you have a season ticket it won't let you enter the barriers if your balance is negative even if you are only making a journey on the season ticket. (I'm not quite sure what the situation would be if you make a journey starting at an ungated station where you don't have to touch in if you've got a season ticket.) If you're only using PAYG then it's quite hard to go more overdrawn than the deposit you paid to get the card. ----------------------------------------------------------- unless you got a free card tim |
#7
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oyster overdraft?
On Tue, 11 Mar 2008 17:28:34 +0100, "tim \(not at home\)"
wrote this gibberish: wrote in message ... On Mar 11, 11:50 am, MarkVarley - MVP wrote: I vaguely recall reading somewhere about PAYG oyster cards not freaking out if you overspend, like an overdraft kind of setup, is my shakey memory correct? Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? Took a month off working due to illness and things have gone to the perverbial wall. You can go overdrawn if your journey cost is greater than the balance on the card. But you can't enter a station if your balance is less than the minimum fare from that station. If you have a season ticket it won't let you enter the barriers if your balance is negative even if you are only making a journey on the season ticket. (I'm not quite sure what the situation would be if you make a journey starting at an ungated station where you don't have to touch in if you've got a season ticket.) If you're only using PAYG then it's quite hard to go more overdrawn than the deposit you paid to get the card. ----------------------------------------------------------- unless you got a free card tim Thats a fair and obvious point, the purpose of the deposit surely. Thanks all for the replies, as long as there is enough on the card or overdraft or some such that we can get back from a job that ought to be enough, last thing we want is to be on the opposite side of london at 2am in the rain after a long day with a dud card and no cash. -- Mark. www.MarkVarleyPhoto.co.uk www.TwistedPhotography.co.uk www.TwistedArts.co.uk www.BeautifulBondage.net |
#8
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oyster overdraft?
On 11 Mar, 12:58, Mr Thant
wrote: On 11 Mar, 11:50, MarkVarley - MVP wrote: Cashflow is a bit tight right now and our oysters usually auto-topup weekly with £20, the last one failed but I've just been able to clear it however it's quite possible some future ones will fail until we get back on track (no pun intended). What happens when an auto top-up fails? The credit must have already happened, so do they have a way of withdrawing it? Can anyone who has their head around PAYG oysters and their systems let me know how things stand for travelling with less than zero credit and anything else relevant to our situation? If you're using PAYG you have to have at least the minimum fare (£1.50 or £1) to be let in. If your journey ends up costing more than the minimum fare, I think you are allowed out, giving you a negative balance, which you have to clear before you can use the card again. So there's no ongoing overdraft. Does this apply when your journeys are already capped? If so, it's effectively an additional £1.50 deposit. |
#9
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oyster overdraft?
On 13 Mar, 10:55, MIG wrote:
If so, it's effectively an additional £1.50 deposit. If you've reached the cap the minimum fare should be zero, so you don't need any extra funds. U -- http://londonconnections.blogspot.com/ A blog about transport projects in London |
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