So it's been stated here many times that cyclists generally have good
enough insurance cover - of the same standard as that mandated for
drivers - through their home contents insurance.

The London Cycling Campaign disagrees:
http://www.bbc.co.uk/news/business-15892074

" Household insurance policies are general insurance. They do not
provide specialist cover that you might need whether it's for theft or
for third party. "

--
David Cantrell | semi-evolved ape-thing