"Clive" wrote in message
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In message , michael adams
writes
If you very often carry no cash at all, why would you bother
carrying any at all, even £1's worth ? And where do you get this change
from ? Do you borrow it from the wife and kids, who presumably do
carry cash, just so as to carry the odd bit of change about.
Even though you have no actual need of it ?


I live in a small town that you've probably never heard of. Parking is normally
either on street with a parking disc, "Like a small cardboard clock, you set it to the
next complete quarter hour and put it in your windscreen so the traffic wardens can see
how long you've been there, it's free for an hour". Alternately I'll park in a
supermarket car park if that is where I am going. It may surprise you, but they don't
charge either.
Sometimes if the weather is good I may go by bus, being retired, I have a bus pass,
again free. If I want to buy anything, although it's just a small town, technology
has got this far and I can use a Debit card in every shop I use. I can even use it in
Costa, but Morrissons is just as good and less than half the price.
I do understand that Londoners rush around like headless chickens, in the 60s I worked
on the tube (on the trains, Northern then Central lines) so I have personal experience.
I have also been caught in a traffic jam on the M25 at 05:55. I come down there now
and again to visit friends and a relative and so I also have an oyster card for use
there.
I wouldn't attempt to judge you, I don't know who you are or any of your circumstances.
Likewise, I think it foolish to judge anyone who's means none of us have any way of
knowing. Oh, before I forget, both my children are adults with children of their own,
if there is any borrowing to be done it's by them from me.

That seems clear enough. But if you use a Debit card in every shop you use,
you have yet to explain where you get this change which you occasionally
carry around with you. Or why you would ever have need of any change at all.

In my experience credit card machines and the associated technology
in both large and small outlets can't always be guarenteed to work.
It's for this reason that I've found it sensible to carry a few
notes around sufficient to cover any day to day eventuality
in the event of the CC facility in any chosen outlet being
unavailable. I could if course choose instead to shlep the streets
searching out an alternative, safe in the knowledge that my £50
is instead sat safe in the drawer back home, or earning interset
at 0.01% in a bank. But as I said, in my opinion in the real world
where technology has a habit of breaking down, such a course of action
is just plain dumb.


michael adams

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michael adams

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Clive