On 2/26/2012 10:44 AM, Adam H. Kerman wrote:
Roland wrote:
at 14:02:21 on Sun, 26 Feb 2012, Adam H. remarked:
Like I said before, I had a $300 transaction in the USA which resulted
in the retailer having to make a phone call, and subsequently asking me
for ID (which I thought wasn't allowed, but there you are).
Why wouldn't he ask? Your transaction was flagged.
I was under the impression that merchant agreements in the USA did not
allow them to ask for ID. How they resolve flagged transactions, if
that's the case, isn't my problem.
Your card issuer didn't know you were traveling for whatever reason,
so the transaction appeared to be suspicious as it occurred in a
location they didn't expect it to be used in. Doesn't that sound
reasonable to you?
http://consumerist.com/2008/02/apple...agreement.html
I'm not reading that article, irrelevant to your situation.
To summarize the article, they can ask, but not record any info under
California law.
I think that anything that happens after initial denial and the call
into the authorization center changes the concept of what is and is not
allowed by the merchant agreement.