In message , at 09:29:57 on Wed, 29 Feb
2012, Stephen Sprunk remarked:
Perhaps I'm being too strict about my definition of "money", but debits
and credits are just accounting entries until cash (or checks, or wire
transfer) is used to settle them at some later point.

A "debit card" is special because it is settled every day by the issuing
bank with no further action by the customer

Maybe in the USA, but here in the UK a debit card transaction is in
effect a wire transfer. Perhaps because the various banks are so much
more integrated with each other.
--
Roland Perry