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Old March 2nd 12, 12:32 AM posted to uk.railway,uk.transport.london,misc.transport.rail.americas
Charles Ellson Charles Ellson is offline
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First recorded activity at LondonBanter: Sep 2004
Posts: 724
Default cards, was E-ZPass, was CharlieCards v.v. Oyster (and Octopus?)

On Thu, 01 Mar 2012 19:05:59 -0600, Stephen Sprunk
wrote:

On 01-Mar-12 17:51, Adam H. Kerman wrote:
Stephen Sprunk wrote:

There is no way for the terminal to know whether the Visa/MC/etc. number
presented is a credit, debit or charge card. A card processor _may_ be
able to deduce it from other information, but only the issuing bank
knows for sure.


I have no idea how you come up with this stuff, but the type of card,
not to mention who issued it, is built into the number range itself.


The first digit or two identifies the network; the next several digits
identify the issuing bank. Nowhere in the number is encoded whether it
is a credit, debit or charge card. Even if some issuing banks choose to
encode that in the remaining digits, there is no guarantee they will all
do so--or in the same way.

http://bin-iin.com/visa-BIN-range.html
for some VISA listings.