On 20-Mar-12 07:52, Roland Perry wrote:
In message , at 12:38:11 on Tue, 20 Mar
2012, Mizter T remarked:
---quote---
Credit cards

Under 18s can normally only get a credit card as an additional
cardholder – for example on a parent’s credit card account. This age
group are not usually granted access to credit themselves because,
under existing legislation, under-18-year-olds do not have the
capacity to enter into a contract, which is a pre-requisite for a
credit product. Some credit card companies, however, will not give
credit cards to under-18s even as additional cardholders.

Charge cards

The same rules apply to charge cards as to credit cards.

Unfortunately that last part is completely wrong (which is an issue
because it's the very thing this thread has been about).

Charge cards are non-revolving credit cards. Normally, "credit card"
refers to the revolving subset.

Solo and Electron (and now VISA Debit) are precisely the debit cards
which *are* given to under 18's in their own right in the UK.

The above doesn't discuss debit cards, only credit and charge cards.

S


--
Stephen Sprunk "God does not play dice." --Albert Einstein
CCIE #3723 "God is an inveterate gambler, and He throws the
K5SSS dice at every possible opportunity." --Stephen Hawking