On Mon, Mar 10, 2014 at 08:04:54PM +0000, Phil wrote:
David Cantrell writes:
On Sun, Feb 09, 2014 at 07:40:19PM +0000, Roland Perry wrote:
A non-London-resident child?
Travelling on their own?
Happens all the time. When I was in my teens I would quite often travel
up to London and spend a day wandering around museums. And there's
plenty of people of my parents' generation who don't have credit cards.
Contactless cards don't have to be credit cards though. My debit card is
contactless, my credit card isn't. That makes sense as I am not likely
to us my credit card, offline, for sub ??20 transactions.

Cards issued to children generally require that transactions be done
online, as the circumstances in which a bank can advance credit to a
child are vanishingly rare.

I suppose the next question is are contactless debit cards only given to
a sub-set of customers, maybe with a pre-authorised overdraft?

I would assume so. Having an authorised overdraft facility isn't
actually relevant. The ability to contractually accept terms and the
penalties arising from them (such as a higher rate of interest if you
exceed your overdraft limit) is what matters.

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