In message , at 12:40:02
on Fri, 19 Sep 2014, David Cantrell remarked:
Whereas they might well pass
Oysters around, because the amount on it is all that is at risk.

Not if you've got auto-topup enabled - as anyone will have who uses PAYG
frequently and doesn't enjoy pointless queueing.

There were some stats pointed at here about six months ago (when
discussing the imminent demise of the Barclay Onepulse) which I think
(but am willing to be corrected) indicated a very low takeup rate of
auto-topup. Something like 2%

Admittedly the amount at risk is limited to only a few quid a day, so
still less than with a CPC.

The thing about the risk of a card-borrower cranking up a huge CPC debt
is "how many coffees can they drink a day"?
--
Roland Perry