In message , at 11:14:10 on Sun, 2 Apr 2017,
tim... remarked:

The point about Uber's model is that they don't own them

but that doesn't mean that the driver does either - he could be
"borrowing"
it

(FTAOD - I'm not making some pedantic point about Lease-Hire)

The driver can't just turn up in a random borrowed vehicle. Uber must
approve, and knows exactly what car he drives. It presumably does some
checks on its ownership, suitability, whether it's licensed and
insured for
private hire, etc.

https://www.uber.com/en-GB/drive/lon...-requirements/

The main complaint is that they don't (do much checking). And
reportedly the problem with insurance is they don't track cancellations

I'm not even sure there's a mechanism for that even if they wanted to

They could do spot checks on the drivers, say once a month on average
for each, and blacklist the ones without insurance.
--
Roland Perry