In message , at 10:16:06 on Tue, 4 Apr
2017, Neil Williams remarked:
The loophole seems to be the way they take bookings, but then
outsource the driving to subcontractors.

That's what basically every minicab company does. Uber is just a
minicab company. The only difference from a regular one is that
dispatch is automatic rather than a person doing it.

But maybe a regular minicab company has a fleet insurance policy.
--
Roland Perry