In message , at 11:39:23 on Tue, 4 Apr
2017, Neil Williams remarked:
On 2017-04-04 09:53:31 +0000, Roland Perry said:

In message , at 10:16:06 on Tue, 4
Apr 2017, Neil Williams remarked:
The loophole seems to be the way they take bookings, but then
outsource the driving to subcontractors.
That's what basically every minicab company does. Uber is just a
minicab company. The only difference from a regular one is that
dispatch is automatic rather than a person doing it.
But maybe a regular minicab company has a fleet insurance policy.

Typically no it does not unless it owns the fleet.

Normally, minicab drivers drive their own car and arrange their own insurance.

Cite please. The situation with Uber has reportedly brought these
policies into the glare of publicity - covering the hire and reward
supplement for all the drivers/cars when on duty, irrespective of who
owns the car.
--
Roland Perry