Roland Perry wrote:

In message , Al
writes
If I were going abroad
and wished to get money before I travelled, I would buy the currency of
that country.

So would I. Before travelling, unlike the OP.

I have plenty of the currency the destination country, inside a bank!

If it pleases you to think that way, then I'm not one to rain on your
parade. However, as well as the 'plenty of currency inside a bank' you
imagine you have, you also have 'plenty of risk inside a bank': that it
will be closed; ceased trading; suspended during a money-laundering bust;
have ATM phonelines down etc etc etc.

You are willing to spend not a penny of your cash ameliorating that risk --
nor will apparently spend a moment of your time planning against the day
one of those risks hit.

That's not a problem for me, of course: those are your pennies and your
moments to spend or save as you wish. But when you save all those pennies
and moments, don't be surprised when wiser heads than you meet your
complaints with the derision your decisions deserve.
--
Al