On Jul 9, 2:08 pm, John B wrote:
On 9 Jul, 13:33, Kev wrote:



It means you can spend money conveniently from your current account,
without having to mess about with an obsolete, time-consuming and
expensive technology.

Also, the position on fraud is *exactly the same* for debit cards and
cheques - if someone nicks your money, the bank will refund it once
you ask them and once they've investigated.

(personally, I'd trust "secure electronic encryption" over "a piece of
paper anyone can nick & write whatever they like on", but maybe that's
just me).

--
John Band
john at johnband dot orgwww.johnband.org

All of what you said can equally be done with a credit card and I can
get up to 4 weeks to pay it off, and I can use a cheque to do it with.
To be fair almost all my purchases are with a credit card.
Obsolete, well maybe but still does the job. Time consuming, do
cheques take that much longer than a debit card and whether it is a
cheque, credit or debit card by far the quickest way to pay is with
cash. My personal cheques are free so no disadvantage there.
Can't really pay my council tax, gas, electric, telephone by card
unless I want to spend forever on the phone. On line banking, not very
quick and I don't do dd's.
To me the big advantage with cheques is that I know where the hell I
am with them.

Kevin