In message .com,
W14_Fishbourne writes

First of all, it would require a third party bank to administer any
scheme (despite what non-lawyer above said - if he's got a way round
the legal situation he could make himself a fortune)

Above what? You didn't quote anything to give your message context so
most won't know what you're on about.

Hint: we don't all use Google groups or whatever they might be called
and there are now a myriad of messages in this thread.
--
Steve Fitzgerald has now left the building.
You will find him in London's Docklands, E16, UK
(please use the reply to address for email)