On 28 Mar, 15:59, Adrian wrote:

On Mar 28, 2:05 am, MIG wrote:

On Mar 27, 10:09 pm, (Neil Williams)
wrote:

On Thu, 27 Mar 2008 13:43:15 -0700 (PDT), Mizter T

wrote:
One of the attractions of credit cards is that problems such as
fraudulent use can be sorted out easier using a credit card as opposed
to a debit card - and if your current account is cleaned out it will
likely cause you more grief to get things sorted out than if it was
just your credit card that was fraudulently used. Credit cards also
offer extra legal protection for purchases of goods or services that
cost =A3100+.

This is exactly what I use a credit card for, and is exactly why I
avoid the use of a debit card where possible. It always gets paid off
at the end of the month, and I have not yet omitted to do this, thus
the convenience comes to me free of charge[1].

I noticed that TheTrainLine now charges for credit cards but not debit
cards.

That's a good reason not to use TheTrainLine I suppose, because I
always used my credit card in the way described above.

Would they actually know if you quoted a Debit Card number in place of
a Credit Card one?


Yes. AIUI debit cards use a different number range to credit cards.
Whether companies elsewhere in the world would be able to instantly
tell the difference between a UK issued debit and credit card is
another question.

Several companies (in the UK and elsewhere in Europe at least) either
charge a premium for using a credit card (notionally to cover the
extra costs), such as TheTrainline, easyJet and Ikea, or don't accept
them at all, such as the discount supermarket Aldi (and Wikipedia
states that this is the case for Aldi stores in the US as well [1]).
Until only a few years ago Marks and Spencer didn't accept credit
cards.

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[1] http://en.wikipedia.org/wiki/Aldi