On Wed, 25 Jun 2008 11:48:42 GMT, "Dik T. Winter"
wrote:

Ok, so I go into the shop, decide to buy something. Go home, wait until
Monday, phone my bank, and go back again to the shop?

I can telephone my bank 24 hours a day, 7 days a week, 365 (or 366)
days a year. This I find quite good. I don't have to do it very
often, though, as most of my business can be carried out quite
satisfactorily on their web site.

But I can notify such a large purchase very easily in advance, as a
car (or anything else for GBP7000) is hardly going to be an impulse
purchase. I can still make the purchase. You can't, as you have a
hard limit. I find the situation I'm in vastly superior.

That is not done in the Netherlands at all. It is, in my opinion, a
strange procedure.

Not really. To go out of the UK requires a bit of planning (usually),
and it's a call that can be made very quickly, yet reduces the risk of
magstripe cloning substantially, especially as a magstripe-cloned card
from a Chip & PIN card is pretty useless in the UK now; you would
almost certainly have to go abroad to use it, so that's what happens.

Yes, but that would also be beyond the limit of my debit card.

That's a difference, clearly.

Neil

--
Neil Williams
Put my first name before the at to reply.