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-   -   Sadiq's looming poll tax moment (https://www.londonbanter.co.uk/london-transport/16714-sadiqs-looming-poll-tax-moment.html)

Roland Perry December 18th 18 11:13 AM

Sadiq's looming poll tax moment
 
In message , at 11:37:25 on Tue, 18 Dec
2018, remarked:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on

A lot of sole traders don't want the hassle or the fees from lugging a card


machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.


Few smart phones don't have it now and the number of non-contactless


Really? ITYF most don't.

cards is diminishing rapidly.


Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


This whole thread is going off at cross purposes. When the adverts say
you can take smartphone payments without a machine, they mean one of
those DECT-phone sized dedicated machines with a thermal printer (hold
that thought).

The offering is a cardreader that plugs into a smartphone.

But how does one print a receipt??

--
Roland Perry

Graeme Wall December 18th 18 11:26 AM

Sadiq's looming poll tax moment
 
On 18/12/2018 11:37, wrote:
On Tue, 18 Dec 2018 11:13:46 +0000
Graeme Wall wrote:
On 18/12/2018 09:42,
wrote:
On Mon, 17 Dec 2018 16:31:59 +0000
Graeme Wall wrote:
On 17/12/2018 16:19,
wrote:
On Mon, 17 Dec 2018 15:37:46 +0000
Robin wrote:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on

A lot of sole traders don't want the hassle or the fees from lugging a card


machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.


Few smart phones don't have it now and the number of non-contactless


Really? ITYF most don't.


What smart phones currently on the market don't have it?


cards is diminishing rapidly.


Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


Apple/Android Pay don't have that limit.

--
Graeme Wall
This account not read.


Graeme Wall December 18th 18 11:28 AM

Sadiq's looming poll tax moment
 
On 18/12/2018 12:13, Roland Perry wrote:
In message , at 11:37:25 on Tue, 18 Dec
2018, remarked:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and
making
payments online.Â* Eg use of payment cards was common when I
retired 13
years ago.Â* There were naturally limits on how much could be
charged on

A lot of sole traders don't want the hassle or the fees from
lugging a card

machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.

Few smart phones don't have it now and the number of non-contactless


Really? ITYF most don't.

cards is diminishing rapidly.


Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


This whole thread is going off at cross purposes. When the adverts say
you can take smartphone payments without a machine, they mean one of
those DECT-phone sized dedicated machines with a thermal printer (hold
that thought).

The offering is a cardreader that plugs into a smartphone.

But how does one print a receipt??


email.

--
Graeme Wall
This account not read.


Roland Perry December 18th 18 12:16 PM

Sadiq's looming poll tax moment
 
In message , at 12:28:45 on Tue, 18 Dec
2018, Graeme Wall remarked:

This whole thread is going off at cross purposes. When the adverts
say you can take smartphone payments without a machine, they mean one
of those DECT-phone sized dedicated machines with a thermal printer
(hold that thought).


The offering is a cardreader that plugs into a smartphone.
But how does one print a receipt??


email.


Yet another example of externalising costs to the consumer, and
gathering data (email address) for someone the hack into.
--
Roland Perry

[email protected] December 18th 18 12:36 PM

Sadiq's looming poll tax moment
 
On Tue, 18 Dec 2018 12:26:08 +0000
Graeme Wall wrote:
On 18/12/2018 11:37, wrote:
On Tue, 18 Dec 2018 11:13:46 +0000
Graeme Wall wrote:
On 18/12/2018 09:42,
wrote:
On Mon, 17 Dec 2018 16:31:59 +0000
Graeme Wall wrote:
On 17/12/2018 16:19,
wrote:
On Mon, 17 Dec 2018 15:37:46 +0000
Robin wrote:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on

A lot of sole traders don't want the hassle or the fees from lugging a

card

machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.


Few smart phones don't have it now and the number of non-contactless


Really? ITYF most don't.


What smart phones currently on the market don't have it?


Pretty much all PAYG phones and anything a hundred quid or less which is a
large part of the market. Just because you might pay the Cupertino idiot tax
either directly or getting stiffed for 150% of it via a contract, don't assume
everyone else is the same.

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


Apple/Android Pay don't have that limit.


Big deal. How many people use those? Or would even want to frankly.


blt_bnjzZ@apxn1t0s2sxfqo4mj_lvantuc.com December 18th 18 12:37 PM

Sadiq's looming poll tax moment
 
On Tue, 18 Dec 2018 12:28:45 +0000
Graeme Wall wrote:
On 18/12/2018 12:13, Roland Perry wrote:
In message , at 11:37:25 on Tue, 18 Dec
2018, remarked:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and
making
payments online.Â* Eg use of payment cards was common when I
retired 13
years ago.Â* There were naturally limits on how much could be
charged on

A lot of sole traders don't want the hassle or the fees from
lugging a card

machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.

Few smart phones don't have it now and the number of non-contactless

Really? ITYF most don't.

cards is diminishing rapidly.

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


This whole thread is going off at cross purposes. When the adverts say
you can take smartphone payments without a machine, they mean one of
those DECT-phone sized dedicated machines with a thermal printer (hold
that thought).

The offering is a cardreader that plugs into a smartphone.

But how does one print a receipt??


email.


Sure, just hand over your email address to Mr Random Tradesman. Brilliant idea.


Roland Perry December 18th 18 12:46 PM

Sadiq's looming poll tax moment
 
In message , at 13:36:06 on Tue, 18 Dec
2018, remarked:

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


Apple/Android Pay don't have that limit.


Big deal. How many people use those? Or would even want to frankly.


Getting back to transport (sorry about that) I was intending to try
out Android Pay on TfL, but neither of the cards I was proposing to
associate with the App were acceptable.

In a sense odd, because using the cards natively contactless is fine.
Must be that lack-of-30quid limit when laundered through Android Pay
that's making the bank nervous. And frankly, me too.
--
Roland Perry

[email protected] December 18th 18 01:38 PM

Sadiq's looming poll tax moment
 
On Tue, 18 Dec 2018 13:46:15 +0000
Roland Perry wrote:
In message , at 13:36:06 on Tue, 18 Dec
2018, remarked:

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.

Apple/Android Pay don't have that limit.


Big deal. How many people use those? Or would even want to frankly.


Getting back to transport (sorry about that) I was intending to try
out Android Pay on TfL, but neither of the cards I was proposing to
associate with the App were acceptable.

In a sense odd, because using the cards natively contactless is fine.
Must be that lack-of-30quid limit when laundered through Android Pay
that's making the bank nervous. And frankly, me too.


Handing over random access to my bank account to Apple or Google makes me
very nervous which is why I'd never do it. Its bad enough when a direct debit
goes wrong but at least they're usually only once a month.


Someone Somewhere December 18th 18 01:43 PM

Sadiq's looming poll tax moment
 
On 18/12/2018 12:28, Graeme Wall wrote:
On 18/12/2018 12:13, Roland Perry wrote:


But how does one print a receipt??


email.


Bluetooth printers are relatively easily available - you can even get
battery powered ones.

A quick look on a well known internet shop shows availability from £35
or so.

Arthur Conan Doyle December 18th 18 01:59 PM

Sadiq's looming poll tax moment
 
Graeme Wall wrote:

Apple/Android Pay don't have that limit.


I wasn't allowed to use Android (now Google) Pay at Tesco for a transaction over
£30. Terminal declined it.

Graeme Wall December 18th 18 02:34 PM

Sadiq's looming poll tax moment
 
On 18/12/2018 13:36, wrote:
On Tue, 18 Dec 2018 12:26:08 +0000
Graeme Wall wrote:
On 18/12/2018 11:37,
wrote:
On Tue, 18 Dec 2018 11:13:46 +0000
Graeme Wall wrote:
On 18/12/2018 09:42,
wrote:
On Mon, 17 Dec 2018 16:31:59 +0000
Graeme Wall wrote:
On 17/12/2018 16:19,
wrote:
On Mon, 17 Dec 2018 15:37:46 +0000
Robin wrote:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on

A lot of sole traders don't want the hassle or the fees from lugging a

card

machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.


Few smart phones don't have it now and the number of non-contactless

Really? ITYF most don't.


What smart phones currently on the market don't have it?


Pretty much all PAYG phones and anything a hundred quid or less which is a
large part of the market. Just because you might pay the Cupertino idiot tax
either directly or getting stiffed for 150% of it via a contract, don't assume
everyone else is the same.


Back to the insults this early, you must be getting desperate.


--
Graeme Wall
This account not read.


Graeme Wall December 18th 18 02:35 PM

Sadiq's looming poll tax moment
 
On 18/12/2018 14:59, Arthur Conan Doyle wrote:
Graeme Wall wrote:

Apple/Android Pay don't have that limit.


I wasn't allowed to use Android (now Google) Pay at Tesco for a transaction over
£30. Terminal declined it.


That's Tesco's choice.

--
Graeme Wall
This account not read.


tim... December 20th 18 04:41 PM

Sadiq's looming poll tax moment
 


"Graeme Wall" wrote in message
...
On 16/12/2018 16:48, tim... wrote:


"Graeme Wall" wrote in message
...
On 16/12/2018 14:30, tim... wrote:


wrote in message
...
On Fri, 14 Dec 2018 21:05:26 +0000
Robin wrote:
I would be very surprised if anyone who was ignorant of the toll in
advance but asked politely for the number at any of the services on
the
M25/M2/M20 - or at the ferry/Eurotunnel terminal - would fail to get
it,
if only from a passing member of the public.

Very convenient. Find someone to ask for a number, phone number, faff
around
with endless menus. I mean who wouldn't want to do that compared to
just
handing over 2 quid, done, drive off...

And the phone and postal services for the Dart Charge seem quaint and
indulgent compared with the toll roads in eg Sydney where it's
electronic or else - including for visitors in hire cars.

The french peages allow you to use electronic tokens that open the
barrier
automaticaly or the option of credit card or cash payments. Theres
zero
reason a similar system couldn't have been adopted here.

the French peage are routinely almost empty.


You've not tried driving down one while the Tour de France was in the
area!


Oh

so one day every 5 years negates my point, does it?



Oh dear, and the TdF is every year I believe and takes rather more than
one day.


but it only closes each road for one day

and rarely uses the same roads year after year

tim




--
Graeme Wall
This account not read.


tim... December 20th 18 04:45 PM

Sadiq's looming poll tax moment
 


wrote in message
...
On Mon, 17 Dec 2018 15:37:46 +0000
Robin wrote:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on


A lot of sole traders don't want the hassle or the fees from lugging a
card
machine around when they go to jobs.


most of these people give me an invoice and expect me to pay by internet
banking

even my sister's window cleaner worked this way

tim



tim... December 20th 18 04:48 PM

Sadiq's looming poll tax moment
 


"Roland Perry" wrote in message
...
In message , at 11:37:25 on Tue, 18 Dec
2018, remarked:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and
making
payments online. Eg use of payment cards was common when I retired
13
years ago. There were naturally limits on how much could be charged
on

A lot of sole traders don't want the hassle or the fees from lugging
a card

machine around when they go to jobs.


Don't need a separate machine, there are smart phone apps that will do
the job now.

How does a smartphone app read chip and pin then? Not all cards are
contactless and not all phones have NFC.

Few smart phones don't have it now and the number of non-contactless


Really? ITYF most don't.

cards is diminishing rapidly.


Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.


This whole thread is going off at cross purposes. When the adverts say you
can take smartphone payments without a machine, they mean one of those
DECT-phone sized dedicated machines with a thermal printer (hold that
thought).

The offering is a cardreader that plugs into a smartphone.

But how does one print a receipt??


when my kitchen units were delivered - 81 items [1], I was asked to check
off everything was there

so I asked for the picking list to compare with and he said "I can't print
that off until you have signed that the deliver is correct"

tim

[1] each door knob and hinge pack was a separate item


--
Roland Perry



tim... December 20th 18 04:51 PM

Sadiq's looming poll tax moment
 


wrote in message
...
On Tue, 18 Dec 2018 13:46:15 +0000
Roland Perry wrote:
In message , at 13:36:06 on Tue, 18 Dec
2018, remarked:

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.

Apple/Android Pay don't have that limit.

Big deal. How many people use those? Or would even want to frankly.


Getting back to transport (sorry about that) I was intending to try
out Android Pay on TfL, but neither of the cards I was proposing to
associate with the App were acceptable.

In a sense odd, because using the cards natively contactless is fine.
Must be that lack-of-30quid limit when laundered through Android Pay
that's making the bank nervous. And frankly, me too.


Handing over random access to my bank account to Apple or Google makes me
very nervous which is why I'd never do it. Its bad enough when a direct
debit
goes wrong but at least they're usually only once a month.


your direct debits go wrong once a month

that's unlucky

tim




tim... December 20th 18 04:55 PM

Sadiq's looming poll tax moment
 


"Roland Perry" wrote in message
...


One of the latter I'm aware of had a NL grant and the T&C were specific
that all purchases funded by the grant MUST be paid for with a
two-signatures method, and just to rub it in MUST NOT ever be paid for on
a debit/credit card[1]. In smaller organisations it's often easier to
manage suchpayments by cheque, rather than pester two people to log on and
double-authorise a BACS transfer (although the technology to do that
certainly exists).


The sooner these people are shaken into the 21st century by the abolition of
cheques the better IMHO

tim



tim... December 20th 18 04:58 PM

Sadiq's looming poll tax moment
 


wrote in message
...
On Sun, 16 Dec 2018 14:30:24 -0000
"tim..." wrote:
wrote in message
...
On Fri, 14 Dec 2018 21:05:26 +0000
Robin wrote:
I would be very surprised if anyone who was ignorant of the toll in
advance but asked politely for the number at any of the services on the
M25/M2/M20 - or at the ferry/Eurotunnel terminal - would fail to get it,
if only from a passing member of the public.

Very convenient. Find someone to ask for a number, phone number, faff
around
with endless menus. I mean who wouldn't want to do that compared to just
handing over 2 quid, done, drive off...

And the phone and postal services for the Dart Charge seem quaint and
indulgent compared with the toll roads in eg Sydney where it's
electronic or else - including for visitors in hire cars.

The french peages allow you to use electronic tokens that open the
barrier
automaticaly or the option of credit card or cash payments. Theres zero
reason a similar system couldn't have been adopted here.


the French peage are routinely almost empty. The same cannot be said of
the


Out in the sticks yes, near big cities not always. Anyway, the northbound
dartfords queues have never been due to the tolls, its always been down to
squeezing one of the busiest motorways in europe 6 lanes down + local
feeder
roads


it's 4 lanes plus local feeder road(s)

tim




Roland Perry December 20th 18 05:42 PM

Sadiq's looming poll tax moment
 
In message , at 17:55:11 on Thu, 20 Dec
2018, tim... remarked:

One of the latter I'm aware of had a NL grant and the T&C were
specific that all purchases funded by the grant MUST be paid for with
a two-signatures method, and just to rub it in MUST NOT ever be paid
for on a debit/credit card[1]. In smaller organisations it's often
easier to manage suchpayments by cheque, rather than pester two
people to log on and double-authorise a BACS transfer (although the
technology to do that certainly exists).


The sooner these people are shaken into the 21st century by the
abolition of cheques the better IMHO


It doesn't matter how hard you shake them, two-signature cheques will
remain much easier to do than two-login BACS. You've also got to realise
that the signatories are often in effect volunteers, so you don't want
to "shake" them too much.
--
Roland Perry

blt_r8npn@29_msmc_ejfds.edu December 21st 18 11:02 AM

Sadiq's looming poll tax moment
 
On Thu, 20 Dec 2018 17:45:02 -0000
"tim..." wrote:
wrote in message
...
On Mon, 17 Dec 2018 15:37:46 +0000
Robin wrote:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on


A lot of sole traders don't want the hassle or the fees from lugging a
card
machine around when they go to jobs.


most of these people give me an invoice and expect me to pay by internet
banking


Some trademens do , some don't. Plus there's often a discount for paying in
cash but you probably wouldn't know about that.

even my sister's window cleaner worked this way


An invoicing window cleaner? Where does she live, Islington, or maybe Chipping
Norton?


[email protected] December 21st 18 11:05 AM

Sadiq's looming poll tax moment
 
On Thu, 20 Dec 2018 17:51:44 -0000
"tim..." wrote:
wrote in message
...
On Tue, 18 Dec 2018 13:46:15 +0000
Roland Perry wrote:
In message , at 13:36:06 on Tue, 18 Dec
2018, remarked:

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.

Apple/Android Pay don't have that limit.

Big deal. How many people use those? Or would even want to frankly.

Getting back to transport (sorry about that) I was intending to try
out Android Pay on TfL, but neither of the cards I was proposing to
associate with the App were acceptable.

In a sense odd, because using the cards natively contactless is fine.
Must be that lack-of-30quid limit when laundered through Android Pay
that's making the bank nervous. And frankly, me too.


Handing over random access to my bank account to Apple or Google makes me
very nervous which is why I'd never do it. Its bad enough when a direct
debit
goes wrong but at least they're usually only once a month.


your direct debits go wrong once a month

that's unlucky


Don't worry, I'm sure those payment systems will never go wrong and apple and
google won't do anything with your data, just like their spyware voice
activation systems don't store everything you say to them on a central
server to be use for their own purposes.


Roland Perry December 21st 18 12:20 PM

Sadiq's looming poll tax moment
 
In message , at 12:02:04 on Fri, 21 Dec
2018, remarked:
A lot of sole traders don't want the hassle or the fees from lugging
a card machine around when they go to jobs.


most of these people give me an invoice and expect me to pay by internet
banking


Some trademens do , some don't. Plus there's often a discount for paying in
cash but you probably wouldn't know about that.

even my sister's window cleaner worked this way


An invoicing window cleaner? Where does she live, Islington, or maybe Chipping
Norton?


At my previous house the window cleaner invoiced (about twelve pounds a
month, I'm not sure if that's regarded as expensive or not). I always
paid cash, if I was at home, because of the time it takes to do an
electronic transfer.

I had to do one this morning to a new tradesman (who I'll not be using
again, because it was that kind of a one-off job) and it took six
minutes to get the banking site logged into, a new payee's details
entered and authorised, and then the individual payment made and
authorised. It would have taken me thirty seconds to write a cheque
*and* I'd have had a hard copy audit trail automatically.
--
Roland Perry

[email protected] December 21st 18 03:43 PM

Sadiq's looming poll tax moment
 
On Fri, 21 Dec 2018 13:20:35 +0000
Roland Perry wrote:
In message , at 12:02:04 on Fri, 21 Dec
2018, remarked:
A lot of sole traders don't want the hassle or the fees from lugging
a card machine around when they go to jobs.

most of these people give me an invoice and expect me to pay by internet
banking


Some trademens do , some don't. Plus there's often a discount for paying in
cash but you probably wouldn't know about that.

even my sister's window cleaner worked this way


An invoicing window cleaner? Where does she live, Islington, or maybe Chipping


Norton?


At my previous house the window cleaner invoiced (about twelve pounds a
month, I'm not sure if that's regarded as expensive or not). I always
paid cash, if I was at home, because of the time it takes to do an
electronic transfer.

I had to do one this morning to a new tradesman (who I'll not be using
again, because it was that kind of a one-off job) and it took six
minutes to get the banking site logged into, a new payee's details
entered and authorised, and then the individual payment made and
authorised. It would have taken me thirty seconds to write a cheque
*and* I'd have had a hard copy audit trail automatically.


It does make me wonder if the people who evangelise online payments for
everything actually have vested interests. They have their place but they're
not always a convenient alternative to cheques or cash.



Roland Perry December 21st 18 04:08 PM

Sadiq's looming poll tax moment
 
In message , at 16:43:41 on Fri, 21 Dec
2018, remarked:
At my previous house the window cleaner invoiced (about twelve pounds a
month, I'm not sure if that's regarded as expensive or not). I always
paid cash, if I was at home, because of the time it takes to do an
electronic transfer.

I had to do one this morning to a new tradesman (who I'll not be using
again, because it was that kind of a one-off job) and it took six
minutes to get the banking site logged into, a new payee's details
entered and authorised, and then the individual payment made and
authorised. It would have taken me thirty seconds to write a cheque
*and* I'd have had a hard copy audit trail automatically.


It does make me wonder if the people who evangelise online payments for
everything actually have vested interests. They have their place but they're
not always a convenient alternative to cheques or cash.


It's a collective failure to realise that "one size doesn't fit all".

While there are many transactions where payments can be made to
established suppliers with virtually no authentication, especially if
there's an intermediary [ecommerce platform or credit card issuer] who
has a reputational stake in resolving glitches.

Send a one-off faster-payment direct to a local tradesman, and it's like
throwing the money into a black hole.

FWIW, when I've dabbled in online selling professionally, I've always
used such an intermediary, and never asked people to simply wire money
to a sortcode/account.
--
Roland Perry

tim... December 21st 18 04:40 PM

Sadiq's looming poll tax moment
 


wrote in message
...
On Thu, 20 Dec 2018 17:45:02 -0000
"tim..." wrote:
wrote in message
...
On Mon, 17 Dec 2018 15:37:46 +0000
Robin wrote:
Meanwhile vast swathes of both the public and private sectors are
operating in the 21st century with employees placing orders and making
payments online. Eg use of payment cards was common when I retired 13
years ago. There were naturally limits on how much could be charged on

A lot of sole traders don't want the hassle or the fees from lugging a
card
machine around when they go to jobs.


most of these people give me an invoice and expect me to pay by internet
banking


Some trademens do , some don't.


so far, they all have

Plus there's often a discount for paying in
cash but you probably wouldn't know about that.


the man in the lock shop gave me a discount for cash, after saying "cash
only" when I proffered my card (for 40 quid)

even my sister's window cleaner worked this way


An invoicing window cleaner? Where does she live, Islington, or maybe
Chipping
Norton?


did! Canterbury

tim




John Levine[_2_] December 22nd 18 03:09 PM

writing a cheque for Sadiq's looming poll tax moment
 
In article ,
wrote:
It does make me wonder if the people who evangelise online payments for
everything actually have vested interests.


Of course they do. Sorting and processing cheques is very expensive,
as is dealing disputes when they're lost in the mail, or people claim
they're lost in the mail.

Since October 2017, cheques in the UK are photographed by the payee or
his bank, and all you get back is a picture. Doesn't seem all that
different from a transfer.

Over on this side of the pond, where we've had check imaging for
several years, the banks all provide a free billpay service where you
enter the payee's address and phone number, not bank details, and it
mails them a check, which is a good deal for the customer since they
pay for the stamp. I found that even though we have thousands of
banks, there are two service bureaux that do most of the billpay. You
can sign up with them so if they recognize your details on an outgoing
payment (that's what the phone number is for) they "truncate" the
check and transfer the money directly into your account, saving
several days.

There are also account to account transfers if you know the
recipient's bank details, but they're a lot less popular. And there
are third party apps like Venmo and Square Cash and Zelle (the last
being the banks' belated response to the first two) which will handle
the coordination between payor and payee. Venmo is very popular among
the under-30 crowd.

For the record, my dog is opposed to check truncation because when I
get a paper check, we take down to the bank where they fuss over him
and give him a dog biscuit.

--
Regards,
John Levine, , Primary Perpetrator of "The Internet for Dummies",
Please consider the environment before reading this e-mail.
https://jl.ly

Mark[_4_] December 23rd 18 06:23 PM

Sadiq's looming poll tax moment
 
Graeme Wall wrote:
On 18/12/2018 14:59, Arthur Conan Doyle wrote:
Graeme Wall wrote:

Apple/Android Pay don't have that limit.


I wasn't allowed to use Android (now Google) Pay at Tesco for a transaction over
£30. Terminal declined it.


That's Tesco's choice.

Not only tesco but many others eg waterstones several restaurants etc.
Recent shopping has required cash or credit card to be used. Apple pay in
about 50% of cases.



Mark[_4_] December 23rd 18 06:23 PM

Sadiq's looming poll tax moment
 
wrote:
On Tue, 18 Dec 2018 13:46:15 +0000
Roland Perry wrote:
In message , at 13:36:06 on Tue, 18 Dec
2018, remarked:

Still a 30 quid limit. Useless for almost all tradesmens jobs anyway.

Apple/Android Pay don't have that limit.

Big deal. How many people use those? Or would even want to frankly.


Getting back to transport (sorry about that) I was intending to try
out Android Pay on TfL, but neither of the cards I was proposing to
associate with the App were acceptable.

In a sense odd, because using the cards natively contactless is fine.
Must be that lack-of-30quid limit when laundered through Android Pay
that's making the bank nervous. And frankly, me too.


Handing over random access to my bank account to Apple or Google makes me
very nervous which is why I'd never do it. Its bad enough when a direct debit
goes wrong but at least they're usually only once a month.



For Apple pay at least you don't hand over any bank details just credit
card



Recliner[_3_] January 9th 19 08:18 AM

Sadiq's looming poll tax moment
 
Robin9 wrote:

I'm unskilled at political prophesising so I won't try to predict
what will happen.

I've said many times that motorists are the sleeping tigers of
London politics and that if they ever wake up and recognise
what is going on, their unified reaction could sweep away
several dishonest, hypocritical politicians. As I've posted before,
if this Mayor or any of his predecessors had genuinely been
concerned about air pollution in London, they would have
stopped making our roads unfit for road vehicles.

In my neighbourhood, Whipps Cross Roundabout, which has
always done a splendid job of processing three large, constant
streams of traffic, is now being replaced by a complex system with . . .
..
yes, oh so predictably . . . . numerous traffic lights. The increase in
traffic queues and air pollution will be horrendous.


Reality will soon be dawning for the owners of the 2.5 million vehicles who
will be hit by the new ULEZ fee in just three months time:

https://www.thetimes.co.uk/article/almost-2-5m-drivers-a-year-will-be-caught-by-london-pollution-charge-gvw5vw6hs?shareToken=501580d835a761d8b0757dc1f7348 c6b

I wonder how many of them will be regretting voting for Sadiq?


Robin9 January 9th 19 09:54 AM

It will be interesting to see if the Tories have the savvy to
recognise the political potential in this. So far, they've been
as out of touch with normal people as the other parties.

tim... January 10th 19 12:26 PM

Sadiq's looming poll tax moment
 


"Robin9" wrote in message
...

It will be interesting to see if the Tories have the savvy to
recognise the political potential in this. So far, they've been
as out of touch with normal people as the other parties.


yep, that is what will save Sadiq

the Tories wont have the nerve to go to the polls with a policy of reversing
the "tax"

It's not like they even have to campaign to abolish it.

you just have to make it only apply to cars that are more 8-9 years old
(whatever Euro standard that is)
and wait a few years before applying it to the next standard

Making it apply immediately to cars that are only 2 years old is just
"unfair"

tim





Roland Perry January 10th 19 01:25 PM

Sadiq's looming poll tax moment
 
In message , at 13:26:13 on Thu, 10 Jan
2019, tim... remarked:
It will be interesting to see if the Tories have the savvy to
recognise the political potential in this. So far, they've been
as out of touch with normal people as the other parties.


yep, that is what will save Sadiq

the Tories wont have the nerve to go to the polls with a policy of
reversing the "tax"

It's not like they even have to campaign to abolish it.

you just have to make it only apply to cars that are more 8-9 years old
(whatever Euro standard that is)


That'll be Euro-5 (2009-2011 phased introduction).

and wait a few years before applying it to the next standard

Making it apply immediately to cars that are only 2 years old is just
"unfair"


It's undue haste, certainly.
--
Roland Perry

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Sadiq's looming poll tax moment
 

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Robin9 January 18th 19 03:24 PM

Quote:

Originally Posted by Robin9 (Post 168138)
I'm unskilled at political prophesising so I won't try to predict
what will happen.

I've said many times that motorists are the sleeping tigers of
London politics and that if they ever wake up and recognise
what is going on, their unified reaction could sweep away
several dishonest, hypocritical politicians. As I've posted before,
if this Mayor or any of his predecessors had genuinely been
concerned about air pollution in London, they would have
stopped making our roads unfit for road vehicles.

In my neighbourhood, Whipps Cross Roundabout, which has
always done a splendid job of processing three large, constant
streams of traffic, is now being replaced by a complex system with . . . .
yes, oh so predictably . . . . numerous traffic lights. The increase in
traffic queues and air pollution will be horrendous.

The day of reckoning arrives tomorrow:

https://walthamforest.gov.uk/content...ss-interchange

Anyone who believes this self-congratulatory drivel is an idiot. I suspected
TfL were involved when I saw that a forest of traffic lights was part of the
new system.


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