In message , at
14:05:55 on Mon, 7 Sep 2009, neverwas remarked:
You are naive in thinking that you'll get the money back quickly and
easily, or that there will be no other consequences - for example
having to clean up your credit record if the fraud that's perpetrated
via the malware involves a loan rather than theft.

While I respect your motives in flagging the risk of consequences you
(based on http://perry.co.uk/) know only too well, I think it is a pity
you assumed I think what you think I think when it is not what I
actually think

You appeared to think your loss was limited to £50. I'm just pointing
out that the loss can easily extend far beyond that (even if you get all
the money back).
--
Roland Perry