In message , at 08:41:20 on
Mon, 28 Aug 2017, e27002 aurora remarked:

and anyway on card storage technology is obsolescent now.

So, what's next?

They are attempting to externalise the cost to the customer, so that the
pays for the storage medium (a smartphone) and its connectivity.

What's interesting from a technology-watcher's point of view is that the
railways don't have the slightest idea how this is all going to end up,
let alone how to get from here to there.

Since ITSO from 2009 we've had numerous pilots: barcodes on phones using
MMS or other generic technology, barcodes on phones delivered by a
special app, combined credit card and Oyster (to combat 'card bloat'),
trying to second guess the ticketing cost by examining your location
trails, NFC on phones [basically turning the phone's back cover into a
smartcard], and even embedding a traditional smartcard in the phone.

The only one that's showing staying power is Contactless Credit Cards.

Hmm, I wonder if that's planned to work with any third party
pay-by-phone contactless technologies [from Apple Pay via Google pay to
quirky ones like PayQwiq - pass the siqwbag], other than *just*
Visa/Mastercard?

Carrying a physical Credit Card is just so passé, my dharling.

I have a visitor arriving at Heathrow from the USA next week, and it'll
be interesting to see if his credit card works the TfL gates.

--
Roland Perry

On Mon, 28 Aug 2017 09:37:29 +0100, Roland Perry
wrote:

In message , at 08:41:20 on
Mon, 28 Aug 2017, e27002 aurora remarked:

and anyway on card storage technology is obsolescent now.

So, what's next?

They are attempting to externalise the cost to the customer, so that the
pays for the storage medium (a smartphone) and its connectivity.

What's interesting from a technology-watcher's point of view is that the
railways don't have the slightest idea how this is all going to end up,
let alone how to get from here to there.

Since ITSO from 2009 we've had numerous pilots: barcodes on phones using
MMS or other generic technology, barcodes on phones delivered by a
special app, combined credit card and Oyster (to combat 'card bloat'),
trying to second guess the ticketing cost by examining your location
trails, NFC on phones [basically turning the phone's back cover into a
smartcard], and even embedding a traditional smartcard in the phone.

The only one that's showing staying power is Contactless Credit Cards.

Hmm, I wonder if that's planned to work with any third party
pay-by-phone contactless technologies [from Apple Pay via Google pay to
quirky ones like PayQwiq - pass the siqwbag], other than *just*
Visa/Mastercard?

Carrying a physical Credit Card is just so passé, my dharling.

I have a visitor arriving at Heathrow from the USA next week, and it'll
be interesting to see if his credit card works the TfL gates.

A few months back my replacement debit card arrived from my US
bankers. Finally! it is chip & pin. That is close to a decade after
the UK banks. BUT, it is not contactless.

Roland Perry wrote:
In message , at 08:41:20 on
Mon, 28 Aug 2017, e27002 aurora remarked:

and anyway on card storage technology is obsolescent now.

So, what's next?

They are attempting to externalise the cost to the customer, so that the
pays for the storage medium (a smartphone) and its connectivity.

What's interesting from a technology-watcher's point of view is that the
railways don't have the slightest idea how this is all going to end up,
let alone how to get from here to there.

Since ITSO from 2009 we've had numerous pilots: barcodes on phones using
MMS or other generic technology, barcodes on phones delivered by a
special app, combined credit card and Oyster (to combat 'card bloat'),
trying to second guess the ticketing cost by examining your location
trails, NFC on phones [basically turning the phone's back cover into a
smartcard], and even embedding a traditional smartcard in the phone.

The only one that's showing staying power is Contactless Credit Cards.

Hmm, I wonder if that's planned to work with any third party
pay-by-phone contactless technologies [from Apple Pay via Google pay to
quirky ones like PayQwiq - pass the siqwbag], other than *just*
Visa/Mastercard?

https://tfl.gov.uk/fares-and-payments/contactless/other-methods-of-contactless-payment/apple-pay

https://tfl.gov.uk/fares-and-payments/contactless/other-methods-of-contactless-payment/android-pay

https://tfl.gov.uk/fares-and-payments/contactless/other-methods-of-contactless-payment/barclaycard-and-barclays-contactless-mobile


Carrying a physical Credit Card is just so passé, my dharling.

I have a visitor arriving at Heathrow from the USA next week, and it'll
be interesting to see if his credit card works the TfL gates.

Like you, I somehow doubt it. I don't think many US credit cards are
contactless.

In message
-sept
ember.org, at 11:15:22 on Mon, 28 Aug 2017, Recliner
remarked:
Roland Perry wrote:
In message , at 08:41:20 on
Mon, 28 Aug 2017, e27002 aurora remarked:

and anyway on card storage technology is obsolescent now.

So, what's next?

They are attempting to externalise the cost to the customer, so that the
pays for the storage medium (a smartphone) and its connectivity.

What's interesting from a technology-watcher's point of view is that the
railways don't have the slightest idea how this is all going to end up,
let alone how to get from here to there.

Since ITSO from 2009 we've had numerous pilots: barcodes on phones using
MMS or other generic technology, barcodes on phones delivered by a
special app, combined credit card and Oyster (to combat 'card bloat'),
trying to second guess the ticketing cost by examining your location
trails, NFC on phones [basically turning the phone's back cover into a
smartcard], and even embedding a traditional smartcard in the phone.

The only one that's showing staying power is Contactless Credit Cards.

Hmm, I wonder if that's planned to work with any third party
pay-by-phone contactless technologies [from Apple Pay via Google pay to
quirky ones like PayQwiq - pass the siqwbag], other than *just*
Visa/Mastercard?

https://tfl.gov.uk/fares-and-payment...ethods-of-cont
actless-payment/apple-pay

They must have slipped that in without me noticing. Where on the gate is
the Apple-pay logo?

https://tfl.gov.uk/fares-and-payment...ethods-of-cont
actless-payment/android-pay

https://tfl.gov.uk/fares-and-payment...ethods-of-cont
actless-payment/barclaycard-and-barclays-contactless-mobile


Carrying a physical Credit Card is just so passé, my dharling.

I have a visitor arriving at Heathrow from the USA next week, and it'll
be interesting to see if his credit card works the TfL gates.

Like you, I somehow doubt it. I don't think many US credit cards are
contactless.

Nor are all my UK ones. The one I'd use the most (debit card on business
account) is a far as I can tell not available in contactless at all.
Maybe they don't like the idea of unauthorised overdrafts (contrary to
popular belief, regular contactless transactions don't necessarily debit
your balance in real time, and of course TfL ones won't hit until
overnight).
--
Roland Perry

Roland Perry wrote:

In message
-sept
ember.org, at 11:15:22 on Mon, 28 Aug 2017, Recliner
remarked:
Roland Perry wrote:
In message , at 08:41:20 on
Mon, 28 Aug 2017, e27002 aurora remarked:

and anyway on card storage technology is obsolescent now.

So, what's next?

They are attempting to externalise the cost to the customer, so that the
pays for the storage medium (a smartphone) and its connectivity.

What's interesting from a technology-watcher's point of view is that the
railways don't have the slightest idea how this is all going to end up,
let alone how to get from here to there.

Since ITSO from 2009 we've had numerous pilots: barcodes on phones using
MMS or other generic technology, barcodes on phones delivered by a
special app, combined credit card and Oyster (to combat 'card bloat'),
trying to second guess the ticketing cost by examining your location
trails, NFC on phones [basically turning the phone's back cover into a
smartcard], and even embedding a traditional smartcard in the phone.

The only one that's showing staying power is Contactless Credit Cards.

Hmm, I wonder if that's planned to work with any third party
pay-by-phone contactless technologies [from Apple Pay via Google pay to
quirky ones like PayQwiq - pass the siqwbag], other than *just*
Visa/Mastercard?

https://tfl.gov.uk/fares-and-payment...ethods-of-cont
actless-payment/apple-pay

They must have slipped that in without me noticing. Where on the gate is
the Apple-pay logo?


Not needed if a reader does contactless it does Apple or Android pay


https://tfl.gov.uk/fares-and-payment...ethods-of-cont
actless-payment/android-pay

https://tfl.gov.uk/fares-and-payment...ethods-of-cont
actless-payment/barclaycard-and-barclays-contactless-mobile



--
Mark

In article ,
Roland Perry wrote:
I have a visitor arriving at Heathrow from the USA next week, and it'll
be interesting to see if his credit card works the TfL gates.

I've used my U.S. AmEx on the tube. Worked fine. It's contactless
chip and signature.

If your friend's credit card doesn't work, that's probably because
it's not contactless. In my experience the majority of US cards are
still not, even though they have contact chips.

With respect to Apple Pay and Android Pay, it was my impression that
they use the same interface as contactless cards, so they should
work automagically on any contactless payment device. I should try
my phone when I'm in London in the spring.

R's,
John