On 10/01/2012 20:33, Jimmy wrote:
John wrote:
In the NY area, ATMs tend to be located in an inside lobby, with a
latch on the door you can open by swiping any ATM or credit card.

Not just an ATM or credit card -- anything with a magstripe.
Including a Metrocard, which has a totally different encoding scheme.

It's clear the door lock devices aren't reading your complete card
number, since you only have to put your card in a fraction of an inch
before the door unlocks.

Jimmy
I thought that you could run about any card through a magstripe reader
in order to gain access to a bank.

Also, even if it is indeed the case that people are hoping to clone your
card by replacing a real magstripe reader with a phony one, they still
need your number.

On 09/01/2012 23:34, Bolwerk wrote:
On 1/9/2012 4:48 PM, Jimmy wrote:
wrote:
In NYC, our most immediate option for subway fare purchasing is a
TVM. I'm not sure buying from station attendants is an option
anymore, and if it is it's limited to certain types of rides.

Station booth attendants who sell Metrocards certainly do still
exist in NYC. Not every station or entrance has them, but there are
plenty that do.

The only type of fare you can buy at a machine but not from an
attendant is a SingleRide. (It used to be true of 1-day passes as
well, but those don't exist any more.) Also, machines take credit/
debit cards and attendants don't.

Yeah, I was thinking they only sell single rides, but wasn't sure. I
Maybe I've asked an attendant a question about three times since tokens
went out. The last time I actually bought something from an attendant
it was a token.

That would have been in early 2003 at the latest.

" wrote:

On 09/01/2012 21:33, wrote:
On Jan 9, 10:30 am, wrote:

While people at ATMs are usually doing fast transactions, there are
usually more of them on line than there are on a teller's line.
Unfortunately, when you get on a teller line, you usually are behind
some bozo who wants to do 6 months of banking in one visit.

I always thought that this just happens with me, especially when I just
want to complete one very quick transaction or buy one postage stamp.


When this happens, you should perhaps remind yourself that the
customers who take the most time are usually business customers who
pay significant bank charges that help fund free banking for personal
customers like you. ;-)

On Jan 10, 6:36*pm, Bruce wrote:
" wrote:
On 09/01/2012 21:33, wrote:
On Jan 9, 10:30 am, *wrote:

While people at ATMs are usually doing fast transactions, there are
usually more of them on line than there are on a teller's line.
Unfortunately, when you get on a teller line, you usually are behind
some bozo who wants to do 6 months of banking in one visit.

I always thought that this just happens with me, especially when I just
want to complete one very quick transaction or buy one postage stamp.

When this happens, you should perhaps remind yourself that the
customers who take the most time are usually business customers who
pay significant bank charges that help fund free banking for personal
customers like you. *;-)

I always figured that they got free use of my money, especially with
my checking account, which pays me no interest at all. THAT should
fund my free banking.

Chris

" wrote:

On Jan 10, 6:36=A0pm, Bruce wrote:
" wrote:
On 09/01/2012 21:33, wrote:
On Jan 9, 10:30 am, =A0wrote:

While people at ATMs are usually doing fast transactions, there are
usually more of them on line than there are on a teller's line.
Unfortunately, when you get on a teller line, you usually are behind
some bozo who wants to do 6 months of banking in one visit.

I always thought that this just happens with me, especially when I just
want to complete one very quick transaction or buy one postage stamp.

When this happens, you should perhaps remind yourself that the
customers who take the most time are usually business customers who
pay significant bank charges that help fund free banking for personal
customers like you. =A0;-)

I always figured that they got free use of my money, especially with
my checking account, which pays me no interest at all. THAT should
fund my free banking.


In your dreams. When my bank introduced free banking for personal
customers, it raised charges for small business customers by 150%.

Your "free" banking is funded by higher bank charges for business,
ultimately passed on to, and paid for by, the customers of those
business, i.e. you.

On 1/10/2012 9:34 PM, Bruce wrote:
@gm ail.com wrote:

On Jan 10, 6:36=A0pm, wrote:
wrote:
On 09/01/2012 21:33, wrote:
On Jan 9, 10:30 am, =A0wrote:

While people at ATMs are usually doing fast transactions,
there are usually more of them on line than there are on a
teller's line. Unfortunately, when you get on a teller line,
you usually are behind some bozo who wants to do 6 months of
banking in one visit.

I always thought that this just happens with me, especially
when I just want to complete one very quick transaction or buy
one postage stamp.

When this happens, you should perhaps remind yourself that the
customers who take the most time are usually business customers
who pay significant bank charges that help fund free banking for
personal customers like you. =A0;-)

I always figured that they got free use of my money, especially
with my checking account, which pays me no interest at all. THAT
should fund my free banking.


In your dreams. When my bank introduced free banking for personal
customers, it raised charges for small business customers by 150%.

Even if that's true, and I have a hard time believing those things had
much if anything to do with each other, why didn't you move to a more
business-friendly bank when they started doing that?

Your "free" banking is funded by higher bank charges for business,
ultimately passed on to, and paid for by, the customers of those
business, i.e. you.

I don't know if it's different in the UK, but free banking here is
generally just a way to soak the poor. For most people, it comes with
no interest return and nearly usurious fees.

Generally, the strategy was to lure people with with perks and remove
them over time.

On Jan 10, 6:11*pm, "
wrote:
On 09/01/2012 21:33, wrote:

On Jan 9, 10:30 am, *wrote:
While people at ATMs are usually doing fast transactions, there are
usually more of them on line than there are on a teller's line.
Unfortunately, when you get on a teller line, you usually are behind
some bozo who wants to do 6 months of banking in one visit.

I always thought that this just happens with me, especially when I just
want to complete one very quick transaction or buy one postage stamp.

Banks sell stamps?

"Peter T. Daniels" wrote:

On Jan 10, 6:11*pm, "
wrote:
On 09/01/2012 21:33, wrote:

On Jan 9, 10:30 am, *wrote:
While people at ATMs are usually doing fast transactions, there are
usually more of them on line than there are on a teller's line.
Unfortunately, when you get on a teller line, you usually are behind
some bozo who wants to do 6 months of banking in one visit.

I always thought that this just happens with me, especially when I just
want to complete one very quick transaction or buy one postage stamp.

Banks sell stamps?


Post Offices that offer banking services, more like.

In message , at 13:31:45
on Tue, 10 Jan 2012, remarked:
But pre-purchased tickets can only be collected from the machines.

No, actually. You can collect ToD tickets from ticket windows. I've
done it.

You can, but it needs "full ID". And they are very grumpy about it.

Not my experience. I couldn't collect by machine because the Shere
machines refused to recognise my Visa card for ToD purposes (they were
happy to take money off it) and the Scheid & Bachmann machine was out of
order so I had no alternative and started by asking what to do because
I didn't think I could collect from a ticket window. They were
incredibly kind and helpful.

Maybe they like you. My experience has ranged from "it's the Internet
and nothing to do with us" to having to go back home to get more ID
than a [different] credit card plus photo driving licence.

That's ridiculous. They can have no legitimate need for more identification
than a machine needs.

Which in this case was the card used to make the booking, which I didn't
have.

Did you complain to the TOC involved?

I complained to whatever they call the "Stationmaster", but he was the
one insisting.
--
Roland Perry

wrote in
:

Maybe they like you. My experience has ranged from "it's the Internet
and nothing to do with us" to having to go back home to get more ID
than a [different] credit card plus photo driving licence.

That's ridiculous. They can have no legitimate need for more
identification than a machine needs. Did you complain to the TOC
involved?

I should add that I have since collected other ToD tickets from a
Cambridge ticket window.

I collected a ticket from the window at a Southern station recently. It
isn't one of the busier stations on the network and the chap was happy to
help.

He didn't ask for any identification or credit card, but just asked my
surname. He typed that into his machine and read out various ticket
purchases made by me going back several months -- and several made by my
(grown up) children. He then put on his spectacles and read the reference
number from my printout, found the right tickets and printed them out.

Peter CS