d wrote:

He must be one of those bloody annoying people who insist on paying for
a 2.50 sandwich with a credit card and causing a huge queue of ****ed off
hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit card
transactions far faster than cash and in most cases, don't even require a
signature if the value is under a certain threshold.

In article ,
Robert Neville wrote:
d wrote:

He must be one of those bloody annoying people who insist on paying for
a 2.50 sandwich with a credit card and causing a huge queue of ****ed off
hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit card
transactions far faster than cash and in most cases, don't even require a
signature if the value is under a certain threshold.

In the UK pretty much all credit cards are authenicated by PIN. Very few
transactions are unauthenticated (except for pay-wave ones, which have a
limit of £10-£15).


--
Mike Bristow

On Fri, 24 Feb 2012 07:13:13 -0700
Robert Neville wrote:
wrote:

He must be one of those bloody annoying people who insist on paying for
a 2.50 sandwich with a credit card and causing a huge queue of ****ed off
hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit card
transactions far faster than cash and in most cases, don't even require a
signature if the value is under a certain threshold.

Hand cash over - walk out. If you can do that faster with a credit
card then I'd be interesting in hearing your technique.

B2003

On 24-Feb-12 09:01, d wrote:
On Fri, 24 Feb 2012 07:13:13 -0700
Robert Neville wrote:
d wrote:
He must be one of those bloody annoying people who insist on paying
for a 2.50 sandwich with a credit card and causing a huge queue of
****ed off hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit
card transactions far faster than cash and in most cases, don't even
require a signature if the value is under a certain threshold.

Hand cash over - walk out. If you can do that faster with a credit
card then I'd be interesting in hearing your technique.

In the US (and Canada, IIRC), sales tax is not included in the posted
price, so a customer doesn't know how much cash to hand over until the
total is computed by the cash register. Then, either the customer has
to count out the correct payment or the cashier has to count out the
correct change for a large bill.

Swiping a card is faster--much faster if the transaction total is under
the merchant's "floor", i.e. doesn't require a signature/PIN.

S

--
Stephen Sprunk "God does not play dice." --Albert Einstein
CCIE #3723 "God is an inveterate gambler, and He throws the
K5SSS dice at every possible opportunity." --Stephen Hawking

Stephen Sprunk wrote:
On 24-Feb-12 09:01, d wrote:
On Fri, 24 Feb 2012 07:13:13 -0700 Robert Neville wrote:
wrote:

He must be one of those bloody annoying people who insist on paying
for a 2.50 sandwich with a credit card and causing a huge queue of
****ed off hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit
card transactions far faster than cash and in most cases, don't even
require a signature if the value is under a certain threshold.

Hand cash over - walk out. If you can do that faster with a credit
card then I'd be interesting in hearing your technique.

In the US (and Canada, IIRC), sales tax is not included in the posted
price, so a customer doesn't know how much cash to hand over until the
total is computed by the cash register. Then, either the customer has
to count out the correct payment or the cashier has to count out the
correct change for a large bill.

Swiping a card is faster--much faster if the transaction total is under
the merchant's "floor", i.e. doesn't require a signature/PIN.

What credit card transaction requires a PIN? Those are strictly for
debit card transactions.

Adam H. Kerman wrote on 24 February 2012 21:20:08 ...
Stephen wrote:
On 24-Feb-12 09:01, d wrote:
On Fri, 24 Feb 2012 07:13:13 -0700 Robert wrote:
d wrote:

He must be one of those bloody annoying people who insist on paying
for a 2.50 sandwich with a credit card and causing a huge queue of
****ed off hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit
card transactions far faster than cash and in most cases, don't even
require a signature if the value is under a certain threshold.

Hand cash over - walk out. If you can do that faster with a credit
card then I'd be interesting in hearing your technique.

In the US (and Canada, IIRC), sales tax is not included in the posted
price, so a customer doesn't know how much cash to hand over until the
total is computed by the cash register. Then, either the customer has
to count out the correct payment or the cashier has to count out the
correct change for a large bill.

Swiping a card is faster--much faster if the transaction total is under
the merchant's "floor", i.e. doesn't require a signature/PIN.

What credit card transaction requires a PIN? Those are strictly for
debit card transactions.

If you're continuing the cross-posting to uk.transport.london, you might
at least attempt to define which country you're claiming to talk about,
because it certainly isn't the UK.
--
Richard J.
(to email me, swap 'uk' and 'yon' in address)

Richard J. wrote:
Adam H. Kerman wrote on 24 February 2012 21:20:08 ...
Stephen wrote:
On 24-Feb-12 09:01, d wrote:
On Fri, 24 Feb 2012 07:13:13 -0700 Robert wrote:
wrote:

He must be one of those bloody annoying people who insist on paying
for a 2.50 sandwich with a credit card and causing a huge queue of
****ed off hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit
card transactions far faster than cash and in most cases, don't even
require a signature if the value is under a certain threshold.

Hand cash over - walk out. If you can do that faster with a credit
card then I'd be interesting in hearing your technique.

In the US (and Canada, IIRC), sales tax is not included in the posted
price, so a customer doesn't know how much cash to hand over until the
total is computed by the cash register. Then, either the customer has
to count out the correct payment or the cashier has to count out the
correct change for a large bill.

Swiping a card is faster--much faster if the transaction total is under
the merchant's "floor", i.e. doesn't require a signature/PIN.

What credit card transaction requires a PIN? Those are strictly for
debit card transactions.

If you're continuing the cross-posting to uk.transport.london, you might
at least attempt to define which country you're claiming to talk about,
because it certainly isn't the UK.

It was a followup to Stephen Sprunk's article, in which he described
the United States. You might read my remarks in context.

See the quote above.

Adam H. Kerman wrote on 24 February 2012 21:35:07 ...
Richard wrote:
Adam H. wrote on 24 February 2012 21:20:08 ...
Stephen wrote:
On 24-Feb-12 09:01, d wrote:
On Fri, 24 Feb 2012 07:13:13 -0700 Robert wrote:
d wrote:

He must be one of those bloody annoying people who insist on paying
for a 2.50 sandwich with a credit card and causing a huge queue of
****ed off hungry customers behind him.

That may have been true 10 years ago. Current terminals handle credit
card transactions far faster than cash and in most cases, don't even
require a signature if the value is under a certain threshold.

Hand cash over - walk out. If you can do that faster with a credit
card then I'd be interesting in hearing your technique.

In the US (and Canada, IIRC), sales tax is not included in the posted
price, so a customer doesn't know how much cash to hand over until the
total is computed by the cash register. Then, either the customer has
to count out the correct payment or the cashier has to count out the
correct change for a large bill.

Swiping a card is faster--much faster if the transaction total is under
the merchant's "floor", i.e. doesn't require a signature/PIN.

What credit card transaction requires a PIN? Those are strictly for
debit card transactions.

If you're continuing the cross-posting to uk.transport.london, you might
at least attempt to define which country you're claiming to talk about,
because it certainly isn't the UK.

It was a followup to Stephen Sprunk's article, in which he described
the United States. You might read my remarks in context.

The context is a thread that has evolved from one that had Oyster (the
London transport smartcard) in the title, and uk.transport.london in the
distribution. Hence is liable to have some UK readership. If you just
want to talk to a US audience about your local card systems, please
don't cross-post to uk transport newsgroups.
--
Richard J.
(to email me, swap 'uk' and 'yon' in address)

On 24/02/2012 21:20, Adam H. Kerman wrote:

What credit card transaction requires a PIN? Those are strictly for
debit card transactions.

All UK transactions.

--
Graeme Wall
This account not read, substitute trains for rail.
Railway Miscellany at http://www.greywall.demon.co.uk/rail

On Fri, 24 Feb 2012 21:42:40 +0000, Graeme Wall
wrote:

On 24/02/2012 21:20, Adam H. Kerman wrote:

What credit card transaction requires a PIN? Those are strictly for
debit card transactions.

All UK transactions.

.... other than on-line (or contactless?).