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London Transport (uk.transport.london) Discussion of all forms of transport in London. |
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card numbers, was cards, was E-ZPass, was CharlieCards v.v. Oyster (and Octopus?)
Stephen Sprunk writes:
Really? I deal with several merchants that have self-swipe terminals, and the terminals ask _me_ if the card is debit or credit. If I press the "credit" button, even when using my debit card, they do not ask for a PIN or offer cash back. I've never tried pressing the "debit" button when using my credit card since I can't remember the PIN. Note that all (US) debit cards I've seen have the word "DEBIT" on their face; I don't know if that's required in other countries as well. If the cashier swipes the card for you, they _may_ be using that information (and some ask the customer for the card type) to decide whether to offer cash back. In the UK our cards are mostly chip and pin, the terminal being on the counter close to the customer. I have never been asked what type of card I have, they just know and the type is often displayed on the screen along with amount. The cashier rarely gets close enough to see the card. Inside McDonalds they usually walk away to get your food leaving you to either put you card in the machine and enter your pin, when they come back the till tells them you have paid, or then you pay cash. At drive throughs they hand you the terminal, which is on a long telephone type lead. Only supermarkets/convinience stores offer cashback, as it reduces the amount of cash they need to, pay to, bank. This is only on debit cards, probably all sorts of consumer credit rules about giving cash on a credit card. Amex Cards are treated as a credit card by retailers, due mostly to what it costs them, even though they are, usually, charge cards. Phil |
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