Phil Richards wrote:
So if TfL want to make their Oyster product sound like mobile phones,
perhaps they should consider another option whereby you get billed and pay
by direct debit (or credit card) at the end of each month according to your
usage.

Vastly increases the possibility of fraud and non-payment.

Also means they don't get the money in advance to merrily cream the interest
from.

Raoul.