On 2014-09-18 09:29:29 +0000, d said:

Some accounts simply don't allow an overdraft - or to go beyond an agreed
limit, full stop. Perhaps the bank just forwards your details and the vendor
has to recover the money some other way though whether it would be worth the
effort for a few quid is another matter.

I believe contactless acceptance is at vendor risk as you say though I
don't know the procedure. However I'm sure if an overdraft is
possible, as it is on most current accounts, it will be used.

Neil
--
Neil Williams
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On 2014-09-18 10:44:40 +0000, said:

Where?

Most other European countries, for one. But also the PTE day
Travelcard schemes elsewhere in the country.

Though, to provide a contrast, PlusBus is usually Railcard discounted.

Neil
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Neil Williams
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In message , at 12:49:13 on Thu, 18
Sep 2014, Neil Williams remarked:
Where?

Most other European countries, for one. But also the PTE day
Travelcard schemes elsewhere in the country.

Though, to provide a contrast, PlusBus is usually Railcard discounted.

So is an Outboundary Travelcard add-on (assuming other time limits and
caps don't get in the way).
--
Roland Perry

On 18/09/2014 12:36, Roland Perry wrote:
[...]
Bit more than two lines of code there.

Actually, all that stuff is already needed for Oyster loaded with a
Railcard.

One significant difference is that the Railcard discount flag is
actually stored on the Oyster card - that's not possible with CPCs
(just possibly might be with a future generation of them).

Irrelevant, because the sums for CPCs aren't done when the card is
swiped, they are done overnight when all the relevant information is to
hand.

Also irrelevant...


RPIs do ask to see associated Railcards.

Good. Whether a paper, Oyster or CPC trip, I hope they would.

The point is, how do they know a CPC has a Railcard associated with it
or not (without a live query of the database) ?

On Wed, Sep 17, 2014 at 09:41:18PM +0100, Mizter T wrote:

Is there a vague notion of when the current (value stored on card)
Oyster system might end up being decommissioned?

Whenever it is, it'll be a big endeavour, what with all the great many
'old system' Oyster cards out in the wild (in bedrooms in Hong Kong,
down the back of sofas in Leytonstone, forgotten about in seldom-used
overcoats in Sheffield etc) which people will want to exchange or
cash-in for years to come.

What will eventually happen is that either TfL will say "tough, we gave
plenty of notice it was being decommissioned" or it'll be like old bank
notes - you can take them to the Bank of England - errm, sorry, to TfL's
head office - and exchange them there.

--
David Cantrell | top google result for "internet beard fetish club"

Seven o'clock in the morning is something that
happens to those less fortunate than me

On Wed, Sep 17, 2014 at 08:20:54PM +0100, wrote:
On 17.09.14 20:07, Matthew Dickinson wrote:
TfGM have announced plans for Manchester.
I wonder if Virgin will have problems with Euston - Manchester Piccadilly travellers thinking they can use contactless for the whole journey..?
Travellers will eventually be able to use contactless for the whole
journey. They might even introduce it from the very start to help
increase passenger volumes between the two points. Add a very small
premium to same-day travel using contactless. I'm guessing that
businesses would be happy to pay that.

Not without the limit on contactless card payments being a lot higher
than 20 quid.

--
David Cantrell | London Perl Mongers Deputy Chief Heretic

I hate baby seals. They get asked to all the best clubs.

In message , at 13:00:08 on Thu, 18 Sep
2014, Mizter T remarked:

RPIs do ask to see associated Railcards.

Good. Whether a paper, Oyster or CPC trip, I hope they would.

The point is, how do they know a CPC has a Railcard associated with it
or not (without a live query of the database) ?

OK, I see the problem.
--
Roland Perry

In message , at 15:41:38 on
Thu, 18 Sep 2014, Paul Corfield remarked:
More elegantly, do one of these zero-pence "sales", but this time for a
"Railcard entitlement", which only the member of staff has the ability
to call up on the ticket machine.

Yes but all of that involves staff intervention as the current system
does.

Only once a year per account. Sometimes there's a cost to doing
business, like the couple of minutes it takes to issue the railcard in
the first place.

Actually, if we take the £20 "3yr discount" for a Senior Railcard as
revenue neutral, it suggests the cost of issuing one is £10 (and the net
revenue they get £20/yr).

I suspect TfL would much prefer people using CPCs to have NO
requirement for staff intervention.

I'd prefer everyone ran their trains on time. We don't always get what
we want.

the key problem is avoiding fraud / misuse.

Yes, because everyone is nowadays guilty unless proved innocent. Chavs
rule.

I suspect discount entitlements will not move across to CPCs at all.
They'll remain on Oyster and later "dumb" Oyster with TfL simply
migrating the vast majority of entitlements as part of a card
"switchover" process when current Oyster is decommissioned (Phase 5 of
the Future Ticketing Project).

That sounds like you expect the Oyster entitlements *will* be migrated,
or am I misreading?

All I am suggesting is that *if* TfL decide to swap people from old
Oyster Cards to new ones it would be prudent for them to copy any /
all valid discount entitlements from the old card to the replacement
card (account).

Just for the duration of the current railcard, or for any subsequent
ones they buy?

Ideally this would be done with

...out..?

requiring people to queue for ten hours to get it done at a machine.

It is much harder to deal with the zillions of Oyster cards used as
spares / duplicates / for visitors / bought by tourists etc etc which
may not be registered or even protected.

And will probably not be held by people with railcards.
--
Roland Perry

On 2014-09-18 12:00:08 +0000, Mizter T said:

The point is, how do they know a CPC has a Railcard associated with it
or not (without a live query of the database) ?

That could well be the barrier, as it were.

Neil
--
Neil Williams
Put my first name before the @ to reply.

On Thu, 18 Sep 2014 05:44:41 -0500
wrote:
In article , d
() wrote:

Some accounts simply don't allow an overdraft - or to go beyond an agreed
limit, full stop. Perhaps the bank just forwards your details and the
vendor has to recover the money some other way though whether it would be
worth the effort for a few quid is another matter.

Sounds like a good definition for an unauthorised overdraft to me!

Well not really. The bank doesn't release any money and the account isn't
debited. Its the vendor thats lost out.

--
Spud