In message , at
14:34:32 on Mon, 25 Nov 2013, Neil Williams
remarked:
But is it allowed to process a contactless transaction offline?

Floor limits are decided by the retailer,

But isn't the contactless credit limit something quite low.

but the retailer does this at their own risk.

Even for a transaction below the ?£20? contactless credit limit?

Fairly sure this is completely independent of what means of
verification is used (Pin, signature, contact less or cardholder not
present) .

Why would a signature protect the retailer more, if the agreement they
have is for signature-less contactless transactions?
--
Roland Perry

In article ,
(David Cantrell) wrote:

On Fri, Nov 22, 2013 at 05:55:11PM +0000,
d wrote:

He's probably one of those people who thinks because HE never needs
a particular service, no one else ever will either.

And for people like my blind mother, there will still be staff available
to help her buy a ticket.

I say good riddance to ticket offices, despite my own mother not being
able to use the machines, provided that they still provide some way of
dealing with Oyster errors at stations.

You mean they introduce ways of dealing with Oyster errors at stations? Most
problems I ever have they (including ticket office staff) say "ring the
helpline".

--
Colin Rosenstiel

On Mon, 25 Nov 2013 14:42:52 +0000, Roland Perry
wrote:
But isn't the contactless credit limit something quite low.

Twenty quid.

Even for a transaction below the ?£20? contactless credit limit?

I would think so.

Why would a signature protect the retailer more, if the agreement
they
have is for signature-less contactless transactions?

Because then it is basically a swipe and sign transaction.

But I bet this is a non deliberate IT error.

Neil

--
Neil Williams. Use neil before the at to reply.

On 25/11/2013 08:01, Roland Perry wrote:
[1] Western Ticket Hall, St Pancras. I have to say I've never noticed
it. Will pay more attention next time I'm there.

It's at the western end of the western ticket hall, one flight of steps
(or one lift) up. These are the steps you go up to get to St.Pancras,
turning right at the top; but if, instead of turning right, you look
diagonally across to your left you will see it the customer inquiry
office. I have no idea what the hours are but it's usually been open
when I've needed it, e.g. to get a paper copy of the bus map.


--
Clive Page

"Neil Williams" wrote in message
.net...
On Fri, 22 Nov 2013 15:20:07 +0000, Mizter T wrote:
I don't think that, for example, basic bank account holders will
get CPC
cards because of this issue.

Probably not. But I am sure all banks will issue to any standard debit
card eligible customer, as people will generally want them.

are you sure?

The demographic that been tested wants them, but are you sure that that's a
majority. there are certainly many who don't see the need for them and
don't want the risk accociated with something that they will never use

tim

"Neil Williams" wrote in message
.net...
On Fri, 22 Nov 2013 16:03:41 +0100, "tim......"
wrote:
no Oyster requires you to own a one time purchase card which has
limited
supply outlets

Now issued at ticket machines and newsagents, no?

not sure what you mean

just because you can get an Oyster at the machine doesn't make it is useful
ticket for someone who wants to make a single journey. The 5 pound deposit
makes that completely impractical



German transit systems let you buy a paper ticket for immediate
travel, from
thirs party agents

Not in Hamburg.
Are you sure

Yes.

The you are wrong as I've just checked

there is a long list of "newsagent" type outlets listed on the website that
sell tickets for immediate travel. Though you are right that they don't
have paper strip tickets and now have a smart card, but paper single trip
and day tickets seem to be still available.

and you seem to be able to print at home. I didn't actually get as far as
buying the ticket but it seems unlikely they are going to deliver a 1.36
ticket to me.

and then there's the "handy ticket" but I wouldn't like to encourage
transport authorities to use this method as it usually isn't very friendly
for foreigners

Long time since I was there but I'm sure that they had strip cards

No, they do not and never did. Some German cities do though.

Every (large) germen city that I have ever worked in has had some sort of
"Carnet" system. They aren't a rarity

tim

On Mon, 25 Nov 2013 18:50:12 +0100, "tim......"
wrote:
The demographic that been tested wants them, but are you sure that
that's a
majority. there are certainly many who don't see the need for them
and
don't want the risk accociated with something that they will never
use

Your loss.

Neil

--
Neil Williams. Use neil before the at to reply.

On 22/11/2013 16:59, Neil Williams wrote:

On Fri, 22 Nov 2013 15:20:07 +0000, Mizter T wrote:
I don't think that, for example, basic bank account holders will
get CPC cards because of this issue.

Probably not. But I am sure all banks will issue to any standard debit
card eligible customer, as people will generally want them.

I wouldn't be so sure of that - there appears to be a different (i.e.
more stringent) issuance criteria for contactless-enabled cards. I'll
try and remember to ask a friend who should know about such things.


* Barclays
http://www.barclays.co.uk/Helpsupport/Barclayscontactlessdebitcards/P1242561764200

Under the "How do I get it?" tab:
"Contactless debit cards are subject to status and application."

~

* HSBC
http://www.hsbc.co.uk/1/2/customer-support/card-services/using-your-card/contactless

Under the "I have some questions" tab, in the first FAQ ("About
Contactless technology":

"Q. How can I get a contactless card?
A. Tailor based on contactless card issuance policy"

~

*** NatWest
http://www.natwest.com/personal/current-accounts/g4/cards/contactless.ashx

Overview tab:
"We are now issuing Visa Debit cards with contactless technology to all
eligible customers."

"How do I get a contactless card?" tab:

"-I've just opened a new NatWest current account-

If you're eligible, a Visa Debit card with contactless technology will
be issued as standard when you open your current account with us.
I'm already a NatWest customer

-I'm already a NatWest customer-

If you’re eligible, a Visa Debit card with contactless technology will
be issued as standard when your current Visa Debit card needs replacing.
[...]"

On Mon, 25 Nov 2013 18:59:53 +0100, "tim......"
wrote:
not sure what you mean

I was taking issue with "limited supply outlets".

Neil

--
Neil Williams. Use neil before the at to reply.

On Mon, Nov 25, 2013 at 06:50:12PM +0100, tim...... wrote:
"Neil Williams" wrote in message
.net...
Probably not. But I am sure all banks will issue to any standard debit
card eligible customer, as people will generally want them.

are you sure?

The demographic that been tested wants them, but are you sure that that's a
majority. there are certainly many who don't see the need for them and
don't want the risk accociated with something that they will never use

Banks seem to be issuing contactless payment cards without asking
whether people want them, and most people have no idea that there is any
risk associated with them. Whether people want something has little
bearing on whether they *should* want it and that has no bearing on
whether they will get it.

--
David Cantrell | Hero of the Information Age

I remember when computers were frustrating because they did
exactly what you told them to. That seems kinda quaint now.
-- JD Baldwin, in the Monastery